Audi Leasing vs Financing

Leasing at Audi Exchange St. Charles

Looking to lease a new Audi model? The lease and finance experts at Audi Exchange St. Charles are here to help. We believe buying or leasing a car should be simple and exciting! Whether you are ready to complete your online application or just want to learn more about all your financing options, we'll help you drive home in the car of your dreams at the price you can afford today. Learn more about the benefits leasing and financing have to offer, all your lease-end options, and more!

Leasing vs Financing

With multiple leases and financing options available with Audi Financial Services, it's never been easier to put an Audi in your driveway. Audi Financial Services is here to help you decide which option best fits your lifestyle and budget, so you can make a confident decision. Whether you are interested in having a long-term asset or are interested in the freedom to switch things up every two to three years, you are sure to find the right financing option for your needs.

Lease Benefits

Looking to enjoy a new Audi every two to three years? Leasing is a fantastic way to get into a new Audi today without worrying about a large upfront or monthly payment. Plus, it allows you the opportunity to experience Audi's diverse model lineup sooner without being tied to a long-term contract or service obligations. Starting up a new lease at Audi Exchange St. Charles is a simple process that lets you pick out your new Audi quickly and not have to worry about going through different lenders, comparing rates, or any of the burdens financing faces. Additional benefits of leasing include:

  • Lower monthly payments
  • Warranty protection throughout most or all of your lease term
  • Flexible terms and mileage
  • Ability to turn in or buy your vehicle at lease-end

Lease-end Options

You may be approaching the end of your lease, and we hope that the recent years with your Audi have exceeded your expectations. We look forward to continuing to build our relationship into the future, so let us help make it an easy transition. Explore all your lease-end options below and don't hesitate to contact us with any questions.

  • Option 1: Turn in your vehicle and get a new one.
  • Option 2: Make it yours by purchasing your lease.
  • Option 3: Walk away hassle-free after an inspection.

If you decide to lease again, you may be eligible for a Loyalty Bonus, Pre-approved Credit, or have your last two payments waived! Browse the Lease-End Guide for more information.

Finance Benefits

Financing is a great way to build equity, unlock a payment-free life after paid-off, and drive without limits. If you're interested in experiencing the full Audi ownership experience, financing may be right for you. Applying for financing online with Audi Financial Services is a quick and secure way to take the next step toward owning a new Audi. To get started, just fill out our safe and secure Finance Application! Additional benefits of financing include:

  • Customize the vehicle to make it uniquely yours
  • Unlimited miles without penalty
  • Build equity with ownership
  • There are no charges for excess wear and use

Leasing FAQs


Everyone’s situation and demands are different:

  • Leasing offers more financial freedom and less long-term commitment.
  • Financing on the other hand is an asset and does have any restrictions.

Most leases last 24 - 36 months depending on the terms and price you agreed on.

  • You are the only previous owner/driver
  • More cost-efficient than buying a brand new car
  • Ability to choose your lender
  • Ownership means the ability to pay off and sell
  • No mileage restrictions
  • Option 1: Turn in your vehicle and get a new one.
  • Option 2: Make it yours by purchasing your lease.
  • Option 3: Walk away no strings attached upon inspection.

Yes! Purchasing your leased Audi is a great option since you’re paying for the depreciated value.

  • Lower monthly payments
  • Warranty protection throughout most or all of your lease term
  • Flexible terms and mileage
  • Ability to turn in or buy your vehicle at lease-end
  • Mileage limitations
  • No customizations
  • Excessive wear cost
  • Not an asset
  • Customize the vehicle to make it uniquely yours
  • Unlimited miles without penalty
  • Build equity with ownership
  • There are no charges for excess wear and use
  • Higher monthly payments
  • Higher down payment
  • Higher repair costs
  • Vehicle depreciation

You can return your Audi to any certified Audi.

  1. Audi Exchange St. Charles

    235 N. Randall Road
    St. Charles, IL 60174

    • Sales: (630) 425-2834
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Get in Touch

  • Contact our Sales Department at: (630) 425-2834
  • Monday9:00AM-8:00PM
  • Tuesday9:00AM-8:00PM
  • Wednesday9:00AM-8:00PM
  • Thursday9:00AM-8:00PM
  • Friday9:00AM-6:00PM
  • Saturday9:00AM-5:00PM
  • SundayClosed